Good story Matadore.
I had not been thinking about my Fundrise account very much.
It is passive for me and I do not intend to utilize those funds for another three years.
However, now that I have a CD paying 5% and a MMA paying the same, I realize that you are right and Fundrise has basically operated as a savings account.
My $18.5k investment has turned into $20k after two years. At least it's better than losing $! I hope for both of us that its performance improves.
FYI I invested with it after reading Financial Samurai and another writer here on Medium.